AI-powered financial education

Money advice that actually gets you.

Finchie tracks your expenses, your cards, and your portfolio — then explains what it all means in plain language. Like a friend who's good with money. A little smug about it, too.

Download on Google Play

Free to start · English & Bahasa Indonesia · No bank login required

Finchie AI chat showing a spending breakdown with a bar chart

Built for everyone, everywhere

Multi-currency, IDR-ready

Not linked to your bank

Free to start

Three trackers. One bird. Zero spreadsheets.

Everything you need to understand your money, in one playful app.

Log expenses before you finish your coffee

Quick Add gets any expense logged in 3 taps. Smart Repeat re-logs your regulars instantly, and recurring bills auto-track themselves — even when the date doesn't exist (looking at you, Feb 30).

  • Daily, weekly, monthly, yearly & custom date ranges
  • Custom categories with your own emoji & color
  • Coin Vault — watch your savings turn into gold (and diamonds)
  • Multi-currency from day one
Finchie expense tracker dashboard showing this month's total, Coin Vault, and category breakdown
Finchie credit card tracker showing per-bank totals and recent transactions

Every card, every receipt, zero confusion

Sort spending by bank — BCA, Mandiri, BNI, BRI and more. Snap receipts as proof of payment and get reminders before your bill is due, on your schedule.

  • Per-card spend totals & purchase history
  • Custom or end-of-month billing reminders
  • Receipt photo storage as proof of payment

Stocks, crypto, gold — even your sneaker collection

Track everything you own with live pricing for IDX stocks, crypto, and gold. See real profit & loss per asset and across your whole portfolio, with risk insights baked in.

  • Real-time P&L, in percentage and absolute value
  • Stocks (IDX), crypto, gold & custom assets — sneakers included
  • Risk indicators built in — not just totals
Finchie portfolio tracker showing total value, P&L and individual assets
Finchie Intelligence

Your money, explained

Ask anything about your finances in plain language. Finchie reads your real expense and portfolio data, then answers with clear words and live charts.

Natural Q&A

"What if Bitcoin drops 10%?" — ask in plain English or Bahasa Indonesia, get a real answer.

Visual answers

Every reply comes with a live chart — line, donut, bar, or before/after comparisons.

AI can act for you

Add, edit, or remove entries on request — nothing is saved until you confirm.

Risk & rebalancing

See your concentration risk score and a suggested mix to bring it down.

See Finchie think

Finchie AI spending breakdown showing June expenses by category with bar chart
Spending breakdown
Finchie AI portfolio composition donut chart showing gold 48%, crypto 35%, stocks 17%
Where your wealth lives
Finchie AI asset weighting treemap and 3-month spending comparison bar chart
Asset map & spending compare
Finchie AI portfolio growth line chart showing 23% gain since January
Portfolio growth over time
Finchie AI spending trend line chart showing decline since March and asset performance list
Spending trend
Finchie AI asset performance list showing gold leading at +8.4%
Asset performance
Finchie AI weekly spending heatmap and crypto crash risk analysis
Spot your spending patterns
Finchie AI weekly spending heatmap showing Fridays cost 3x more than Tuesdays
Your weekly spending rhythm
Finchie AI risk analysis table showing portfolio impact at -10%, -20%, -30% crypto crash
Crash scenario analysis
Finchie AI cash flow breakdown showing income, expenses and 30% savings rate
Cash flow, broken down
Finchie AI concentration risk gauge showing moderate 58/100 score
Your risk score, explained
Finchie AI rebalancing preview comparing current vs suggested portfolio allocation
Before vs. after rebalancing
Finchie AI transaction log showing 5 most recent June transactions
Recent transactions
Finchie AI June summary showing total spent, daily average and savings amount
Monthly summary
Finchie AI investment projection showing dining budget growing to Rp 151jt in 5 years
What-if investment projections
Finchie AI top merchants ranking showing GoFood, Grab and Shopee as top spenders
Where you actually spend
Finchie AI monthly highlights showing Rp 700k saved vs last month and 72% budget alert
Budget tracking, in real time
Finchie AI budget tracker showing food at 93%, transport 62% and shopping 39% usage
Budget by category
FinchiePortfolio

Total net worth

Rp 42.028.382

+8.4% this month
  • Gold · 48%
  • Crypto · 35%
  • Stocks · 17%
Shared from Finchie

Flex it. Respectfully.

Turn your net worth into a shareable card — Finchie mascot included. Show your total net worth, optionally hide your P&L, and post straight to Instagram, X, or TikTok.

  • One tap from your portfolio to your story
  • Toggle P&L visibility before you post
  • Coin Vault visual included, every time

From zero to financially aware in three steps

No spreadsheets, no bank linking, no overwhelm.

1

Download & tell Finchie what matters

Pick your currency, set up your categories, and tell Finchie what you're trying to get better at — saving, investing, or just understanding where your money goes.

2

Log your first expense or asset

Quick Add an expense in 3 taps, or add a stock, crypto, gold, or custom asset to your portfolio. Finchie starts learning your habits from day one.

3

Let Finchie do the thinking

Ask Finchie anything about your money. Get plain-language answers, live charts, risk insights, and a shareable portfolio card you'll actually want to post.

Frequently asked questions

Is Finchie really free?

Yes. The expense tracker, credit card tracker, portfolio tracker, and shareable portfolio card are all free to use. Premium unlocks unlimited custom categories, unlimited AI chat, and advanced risk insights.

What currencies does Finchie support?

Finchie is multi-currency from day one, with IDR (Rupiah) fully supported. You can track expenses and assets in multiple currencies at the same time.

Is my financial data safe?

Finchie is not linked to your bank accounts. You log expenses and assets manually or via receipt photos, so your banking credentials never touch the app.

When is Finchie coming to iOS?

Finchie launches first on Android. iOS is planned for a future phase — sign up below and we'll notify you the moment it's available.

What languages does Finchie support?

Finchie is available in English and Bahasa Indonesia, with more languages planned as we expand.

Finchie is almost here

Finchie is launching soon on Android and iOS — get ready to understand your money in plain language.

Download on Google Play